Key Executives with RJ Lumba

In this episode, we speak with Effie Carlson, CEO of Watershed Health. Watershed Health is a care coordination and interoperability platform focused on turning healthcare data into action across the handoffs where care often breaks down. The company connects EHRs, claims, case management systems, and paper-based workflows so health plans, at-risk providers, hospitals, post-acute organizations, and community partners can coordinate around the same patient in real time.
Effie became CEO of Watershed Health in January 2025 after serving as the company’s Chief Strategy Officer. Over more than 16 years in healthcare, she has worked across provider operations, health plans, government programs, and community-based services.
I am your host, RJ Lumba. We hope you enjoy the show. If you like the episode, click to follow.

In this episode, we speak with Josh Schoeller, CEO of Qualifacts, a behavioral health EHR and data solutions provider serving more than 2,700 organizations across all 50 states, including a large share of Certified Community Behavioral Health Centers. Qualifacts’ platforms support the full operational workflow for behavioral health and human services providers—intake and scheduling, clinical documentation, ePrescribing, billing, and reporting—so teams can manage care delivery and reimbursement in one system. 
Josh joined Qualifacts in 2023 after building and leading healthcare data and software businesses, including Enclarity (acquired by LexisNexis) and later leading LexisNexis’ healthcare business. He also held executive roles at Elsevier and earlier spent 15 years at FICO.
I am your host, RJ Lumba. We hope you enjoy the show. If you like the episode, click to follow.

In this episode, we speak with Jieun Choe, Chief Operating Officer of Viz.ai, an AI-powered care coordination platform that helps clinical teams detect disease earlier and coordinate treatment faster. Viz.ai began in stroke imaging and has expanded into cardiology, oncology, and more than 50 AI-enabled care pathways, combining real-time clinical data with workflow tools that help teams act on alerts and move patients to the right specialist and guideline-directed care. The Viz Platform is deployed in roughly 2,000 hospitals across the United States.
Jieun became COO in September 2025 after serving as Viz.ai’s chief product and marketing officer and chief marketing officer. Her background includes executive leadership roles at Certara, as well as earlier experience in medical devices at Guidant/Boston Scientific.
Jieun supports Stroke Onward. To learn more about this organization click here.
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In this episode, we speak with Chris Walters, CEO of Finastra, a financial services software provider across lending, payments, treasury and capital markets, and digital and retail banking. Finastra serves roughly 7,000+ customers worldwide, including about 80% of the world’s top 50 banks, and supports large-scale financial workflows—helping move about $7 trillion in transactions per day and supporting syndicated lending activity measured in the trillions. 
The company’s portfolio spans core platforms that financial institutions rely on to run lending operations, process payments, and modernize banking services through cloud and open technology.
Chris became CEO in January 2025 after serving as CEO of Pluralsight and CEO of Avantax. Earlier, he held senior operating roles including COO of Bloomberg’s Industry Verticals Group and COO of The Weather Company.
Chris supports Year Up. To learn more about this organization click here.
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In this episode, we speak with Dave Mowry, Executive Chairman and CEO of Breg, a musculoskeletal health medical device company providing orthopedic bracing, cold therapy solutions, and software-enabled services that support durable medical equipment management. Breg works with a large orthopedic footprint, partnering with thousands of clinics and providers and distributing products globally through a network spanning nearly 60 countries.
Dave stepped in as interim CEO in May 2024 and was appointed CEO in September 2024, while continuing as Chairman. He brings more than 30 years of medical device leadership experience, including CEO roles at Cutera and at Vyaire Medical, and he previously led Tornier as president and CEO prior to its acquisition.
Dave supports Firefighters for Healing. To learn more about this organization click here.
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In this episode, we speak with Sanjiv Das, Co-Founder and President of Pagaya, a financial technology company that enables financial institutions to expand access to more customers through an artificial intelligence network. Pagaya evaluates and approves loan applications in real time on behalf of banks and lenders, and pairs that underwriting with a funding solution that can move approved loans off a partner’s balance sheet.
Sanjiv joined Pagaya as President in 2023 and oversees strategy and growth across the company’s commercial business, including its single-family rental business and Darwin subsidiary. He brings more than 30 years of experience across consumer banking and capital markets, including CEO roles at Caliber Home Loans and Citi’s mortgage division, and senior leadership positions at First Data, Morgan Stanley, American Express, and Bank of America.
I am your host, RJ Lumba. We hope you enjoy the show. If you like the episode, click to follow.

In this episode, we speak with Ray Villeneuve, CEO and board director of BriteCore, a cloud-native core insurance platform built for property and casualty insurers and MGAs. BriteCore supports policy administration, billing, and claims in a unified system, with configuration tools to launch new products and built-in reporting and analytics. The platform also includes portals for agents and policyholders, and is used by more than 100 insurers across North America.
Ray has served as CEO and a board director at BriteCore since 2021. His background is in scaling SaaS businesses, with work spanning go-to-market execution, product roadmap planning, and company-building.
Ray supports Wounded Warriors. To learn more about this organization click here.
I am your host, RJ Lumba. We hope you enjoy the show. If you like the episode, click to follow.

In this episode, we speak with Anthony Deighton, CEO of Tamr, an AI-native master data management (MDM) solution that unifies, cleans, and enriches fragmented enterprise data to produce “golden records” for generative AI initiatives, automation, and decision-making. Tamr’s patented approach combines machine learning and AI agents with human refinement and oversight, delivering value in days or weeks and giving organizations 360-degree views that link data across silos in real time.
Anthony previously served as Tamr’s chief product officer and general manager for data products, and earlier held senior leadership roles at Celonis and Qlik focused on enterprise data and software growth. 
Anthony supports Newton Family Singers. To learn more about this organization click here.
I am your host, RJ Lumba. We hope you enjoy the show. If you like the episode, click to follow.

In this episode, we speak with Bryan Murphy, CEO of Smartling, an AI translation platform built to help organizations translate and localize content across channels. Smartling’s LanguageAI™ combines AI and machine learning to automate parts of the translation workflow, integrate with existing tech stacks, and support translation quality at scale. The platform is used by hundreds of brands, including OpenAI, Apple, Disney, Shopify, Pinterest, Pepsi, and Verizon.
Bryan is a three-time CEO with a background in e-commerce and SaaS leadership, including roles at eBay and as Co-Founder and CEO of WHI Solutions, an automotive e-commerce platform acquired by eBay in 2012.
Bryan supports Make A Wish. To learn more about this organization click here.
I am your host, RJ Lumba. We hope you enjoy the show. If you like the episode, click to follow.

In this episode, we speak with Steve Pinado, CEO of NMI, an embedded payments provider powering over $440 billion in volume and 5.8 billion transactions annually. NMI’s platform enables transactions across multiple payment channels, including online, in-store, in-app, mobile, and unattended.
Steve became CEO of NMI in August 2025 after decades of leadership in fintech and SaaS. He previously helped guide Billtrust through rapid expansion, its IPO, and eventual sale, and also held senior roles at Jonas Software, Advanta, NextCard, and Electronic Data Systems. Earlier in his career, he worked in investment banking.
I am your host RJ Lumba. We hope you enjoy the show. If you like the episode click to follow.